Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.